Heritage Title Company - Title Rates

Basic Residential Schedule of Rates

For the State of Colorado

Rates Effective as of

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Basic Rate	Refi Rate	Bundled Refi Rate	Jr Loan Rate

Short Term Rates

When an Owner's, Leasehold Owner's, Loan or Leasehold Loan Policy is ordered within a specified time period after the effective date of a prior policy of title insurance issued by any title insurer, and provided satisfactory Evidence or Indicators of Prior Title Insurance is obtainable by the issuing company prior to the issuance of the Title Commitment and subsequent policy, the charge for the new Owner's, Loan, or Leasehold Policy shall be based on the full liability of the new policy at the rate set forth below. Unless otherwise stated, application of the Short Term Rate may result in a premium less than the minimum premium shown in the Schedule of Basic Rates.

Time Period	Charge
<= 1 year	55% of the Basic Rate
> 1 year and <= 3 years	65% of the Basic Rate
> 3 years and <= 4 years	70% of the Basic Rate
> 4 years and <= 5 years	85% of the Basic Rate

OEC coverage add $95.00